Sell your secondary residence as bare ownership

Receive the capital and continue to collect the rent

By selling the bare ownership of your second home, you keep the usufruct: continue to enjoy vacations in your second home or collect the rent.

Receive a large amount of capital and still collect the rent

A bare ownership sale with Azur Real Estate allows you to improve your standard of living while continuing to collect your rental income.
Boris Michaud, Director of Azur Real Estate

Provide yourself with regular additional income

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Receive the capital in full within three months

You receive the full amount of the sale within three months. An ideal solution for your need for liquidity or to finance your plans.
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Continue to collect the rent

You remain the usufructuary of your home: this means that you continue to collect the rent. An ideal solution to guarantee you a regular additional income.
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Enjoy your vacation home

Selling the bare ownership of your second home allows you to continue to enjoy it: share moments with your family and continue to welcome your loved ones in the house they have always known.
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You no longer pay for major works

By selling the bare ownership of your home, you are no longer responsible for major works (Article 606 of the French Civil Code). The buyer (our institutional investment fund) is responsible for major works.

A five-step process

1

You contact us

We discuss your questions and expectations together.

2

We visit your property

After this visit, we give you a first estimate.

3

We schedule the AMF appraisal

An AMF (French Financial Markets Authority) approved expert appraises your property.

4

Purchase proposal

Through our institutional investment fund, we offer you a proposal to buy the bare ownership of your property.

5

Payment within three months maximum

You will receive payment in full within three months.

Request your personalized study

We will answer you within 48 hours

An advantageous alternative to classic life annuity

The guarantee of total discretion

When you sell the bare ownership of your second home, we do not publish any advertisements, because our partner institutional investment fund is the buyer. No one will know that you made the sale.

Avoid the financial risk of a life annuity sale

A life annuity sale involves taking the risk that the buyer won’t pay the life annuity. Because the total capital is paid out in a single payment, a bare ownership sale simply eliminates this risk.

Enjoy life to the fullest

Selling the bare ownership of your second home allows you to enjoy your life and to accomplish your plans: is there a trip you’ve been dreaming of? Have you been thinking of buying a new car? Joining a club, going to a restaurant for dinner…?

Support your loved ones immediately

The capital received from a bare ownership sale offers you the possibility to help your family and loved ones by transferring a part of your financial assets immediately.

Let’s discuss your plans

Ask us for a free personalized estimate of your second home:
We will answer you within 48 hours

Classic life annuity vs
Bare ownership sale with Azur Real Estate

Life annuity sale

x
Certainty of finding a buyer quickly
Very uncertain retail market
x
Certainty of selling at the right price
Lower offers because there are more offers than requests
x
Certainty of receiving the funds
Risks of unpaid annuities
x
Protection of heirs
In the event of premature death, nothing goes to the heirs
x
Peace of mind in the event of major renovation work in the future
An individual will not necessarily be able to pay for your major renovation work
x
No taxes
The life annuity received is taxed
x
Option to rent out
No.

Sell in bare ownership with Azur Real Estate

✔
Certainty of finding a buyer quickly

Yes, we already have the buyer: our institutional investment fund. The deed of sale is signed within three months after agreement.
✔
Certainty of selling at the right price

The value of the property is certified by a French Financial Markets Authority expert
✔
Certainty of receiving the funds
One-time payment of the principal within three months
✔
Protection of heirs
In the event of premature death, the unused funds revert to the heirs
✔
Peace of mind in the event of major renovation work in the future

Our investment fund has the capital, we take care of the major renovation work (Article 606 of the French Civil Code)
✔
No taxes

The capital is paid out net of taxes when the primary residence is sold
✔
Option to rent out
Yes, and therefore the opportunity to receive additional income
✔
No visits to your property by individuals
Discretion is guaranteed as no visits to your property by individuals are necessary.
Boris Michaud, Director of Azur Real Estate.

Do you want to sell your property?

Our manager Boris Michaud will contact you personally to explain the options available to you in a simple and concise manner.

“We wanted to part with our family home. Despite our good standard of living, there was a lot of maintenance and other charges… in addition to our large apartment in Paris… all this was becoming complicated. It was a heartbreak for our children and grandchildren. Azur was able to convince us to keep our home! We got money and we can even continue to rent it out from time to time and collect the rent!!! But we don’t want to rent it out too often… Our grandchildren take over and come here often!”

Claude and Chantal, Paris and Beaulieu-sur-Mer

“I spent many nights going over all the scenarios in my head… Should I sell? Should I rent our second home? (…) Would I never be able to enjoy it again? Then Boris told us about bare ownership! The communication was easy, and everything went quickly. With the amount I received, I kept my house in Menton and was even able to buy a small additional studio in Nice.”

Françoise, 70 years old

Our clients share their experiences

Jeanine

After the passing of her spouse, Jeanine was worried about being able to cover the regular expenses of her apartment on her own. By selling the bare ownership, she was able to secure funds to live comfortably. She continues to reside in the property as a usufructuary and now has significant funds to meet her needs.

Michel

He enjoys living life to the fullest: golfing, dining out, traveling… But his retirement no longer allows him to maintain the same level of spending as before. By selling the bare ownership of his apartment, he can continue enjoying these activities while still living in his home, thanks to the large sum he received. The icing on the cake is that no one knows he sold the bare ownership of his apartment.

Suzanne

Today, Suzanne has started a new life with André and lives in his home. She chose to sell the bare ownership of her own apartment, which allows her to receive the capital and enjoy life. However, in the event of a separation from André, she can always move back into her own place, as she remains the usufructuary of her apartment.

Bernard

Bernard doesn’t want to leave a property to his children, fearing they might fight over the inheritance. To prevent this, he decided to sell the bare ownership of his house during his lifetime and distribute the funds to his children himself. This decision has brought him peace of mind.

Annie

Her children are struggling to buy their own homes, and Annie wants to help them. To do so, she decided to sell the bare ownership of her apartment, and with the capital she received, she can assist them financially without having to move out of her home.

Roger

Roger has no heirs. He knows that upon his death, his property will go to the state. So, he decided to sell the bare ownership of his house, continue living there, and receive a large sum of money to fully enjoy life.

Answers to your questions

Ask for your free personalized study
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