Agency fees

Our fees are 6% of the value of the bare ownership including tax, payable by the seller.
“It’s difficult to talk about over-indebtedness, especially when you live in financial comfort and have a beautiful property. Boris was very discrete and was able to offer me a quick buyout solution. I still live in our beautiful property, and thanks to the bare ownership sale, I can continue to enjoy it as I did before.”

Christian, 75 years old, Eze

“I spent many nights going over all the scenarios in my head… Should I sell? Should I rent our second home? (…) Would I never be able to enjoy it again? Then Boris told us about bare ownership! The communication was easy, and everything went quickly. With the amount I received, I kept my house in Menton and was even able to buy a small additional studio in Nice.”

Christianne, 74 years old

” I’ve done a lot of business, I have a lot of friends, and I wasn’t planning to cut back on my lifestyle at 82. I love to share what I have built with others. The bare ownership sale allowed me to continue to do so, without changing my habits or giving up my sea view. “

Daniel, 76 years old, Nice

“It was discreet and fast. I’m surprised that more people don’t know about this solution. I was able to pay off my debts and continue my lifestyle: Golf and friends! »

Monique, 78 years old, Nice

“I had the opportunity to build a 300 m² villa on the French Riviera with my husband. We have a beautiful piece of land, this place and the dream of a lifetime. Now that I’m a widow, neither my daughter nor my grandchildren can imagine having to maintain this place or even living here one day. Boris understood and offered to buy the bare-ownership of my home. I received a nice amount of money. My loved ones can continue to visit, and I can stay in this beautiful home. Passing on money is more appropriate for this new generation.”

Thérèse, 79 years old, Villefranche-sur-Mer

Answers to your questions

When will I receive the money?

You will receive payment within a maximum of three months after acceptance of our offer to buy the bare ownership of your property.

Where does the money come from?

An ethical and responsible investment fund will acquire the bare ownership of your property, according to the fundamental respect of human and citizen values.

Our investment fund has been awarded the Grand Prize for Innovation and the Label for Transparency in Finance.

Is it taxable?

In the case of the sale of a primary residence, the amount is not taxable. In the case of a second home, we invite you to consult your legal advisor.

How does the sale take place?

We handle the purchase ourselves, there are no advertisements or visits, which guarantees you maximum confidentiality and discretion.

Do I have to tell my heirs?

It is not necessary, this is your choice and you are under no obligation to do so.

If there is major work to be done, who pays for it?

We take care of the major works in accordance with Article 606 of the French Civil Code.

What is Article 606 of the French Civil Code?

Major repairs are repairs to main walls and the vaults, the restoring of beams and of entire coverings. Repairs of dams, breast walls and enclosing walls also in their entirety.

> Read the article of the Civil Code on the website legifrance.gouv.fr

Can I rent out my property and collect the rent?

Yes, absolutely, in the context of a sale with usufruct.

Do I have to be a French citizen?

No, you can be of a different nationality and can still benefit from the sale of the bare ownership of your property.

Life annuity: how does it work?

The life annuity sale allows property owners to sell their property and to continue to live in their apartment or house, while collecting a life annuity.

How does a bare ownership sale work?

The life annuity sale is a traditional real estate sale made in front of notary. The buyer must pay a fixed sum on the day of the sale (called the “lump sum payment”). The balance must be paid monthly until the death of the seller, which will constitute a regular financial income (called “the life annuity”).

How does the occupied life annuity work?

In the case of an occupied life annuity, the owner transfers the property to the purchaser but retains the right of use and habitation. The owner receives a lump sum payment and a monthly life annuity, but gives up the possibility of renting out the property.

How does the free life annuity work?

In the case of a free life annuity, the owner transfers the property to the buyer. The owner receives a lump sum payment and a monthly life annuity, but gives up the possibility of renting it out and of living in the property. The buyer can occupy the property as soon as the deed of sale is signed without having to wait for the death of the seller.

How does a bare ownership sale work?

In the case of a bare ownership sale, the owner of the property, called the “bare owner”, sells the right of ownership, without selling the use of the property. The owner can continue to live in the property and rent it out until his/her death.

× Discutons en direct